Waive

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

1st Year Annual: 06/18/2025 - 09/30/2025

2nd, 3rd, 4th Year Annual: 07/18/2025 - 09/30/2025

Waiver Requirements

To be eligible for a waiver, Rush University requires students to provide evidence of health insurance coverage equal to or better than the requirements below.

To qualify for a waiver, your health insurance plan must:

• Be active as of the last day of the Waiver Period.
• Be fully compliant with the provisions of the Affordable Care Act (ACA) and all state and federal mandates. Click here to confirm if your plan is ACA compliant;
• Provide unlimited access to doctors, specialists, hospitals, and other healthcare providers in the Chicago area.

**Please note, the following types of plans are not acceptable for a waiver. ** 

1. Short-Term Limited Duration Plans
2. Medical Cost-Sharing Plans
3. Healthcare Sharing Ministry Plans
4. Out-of-State HMO/EPO plans (unless proof is provided that there are no coverage limits in Chicago)
5. Out-of-State Medicaid Plan
6. Financial Assistance Plans
7. Travel Plans
8. Limited Benefit/Indemnity Plans

Waiver applications will be reviewed and verified as active with the insurance carrier.